Buyer's Guide
Our Step-by-Step Home Buyer Process
Buying a home is one of the most exciting milestones of your life. To prepare yourself for this moment, you need to know what to expect during the process. This step-by-step first time buyer’s guide created by Tracie Everett will help reduce the stress of buying a home and help you enjoy the journey as much as possible.
Step 1: Clear Direction
Before we talk bedrooms or backyards, we start with you. Lifestyle, timing, monthly comfort, since long-term plans matter more than square footage. This will give you valuable insight when it comes time to making an offer.
Step 2: Work with Me!
My job is to protect you, guide you, and negotiate hard for you. I will help you avoid costly mistakes and spot opportunities for greater savings. I will show you what the paperwork looks like and what to expect. Your journey begins!
Step 3: Find your Power
Buying power that is! Time to talk with a lender who can get you pre-approved not just pre-qualified since this is where your buying power becomes real. They’ll review your income, credit and debt to income ratio so we can go shopping with confidence and sellers will take you seriously.
Step 4: Home Search
Now the fun part. I’ll arrange showings, we’ll tour qualifying homes, narrow the options and compare value – not just price. I’ll point out resale factors, future potential and be your resource for new builds as well.
Step 5: Strong Smart Offer
Once you have selected the perfect home – price is only one piece, terms, timing, contingencies, and strategy matter in getting your offer accepted, especially in a competitive market. I’ll show you what works.
Step 6: Open Escrow
Once accepted, escrow opens your good faith deposit is submitted (fully protected by contingencies).
My goal is to provide you with the most personalized service that is designed to help you buy your dream home
Step 7: Inspections & Due Diligence
This is your investigation phase. Home inspection, disclosures, and reports will be reviewed and discussed. We may ask for repairs, renegotiate if needed or move forward with clarity and confidence.
Step 8: Appraisal & Loan Approval
Your lender will order the appraisal and finalize your loan. I stay involved to keep things smooth and on track.
Step 9: Remove Contingencies
Step 10: Final Walk-Through, Close Escrow & Get Keys
Time to take the final walk through! Once the loan funds, title records…it’s official, you are now the homeowner!
Congratulations!
Know Someone Looking to Buy a Home?
Know someone who’s ready to buy a home? Tracie Everett appreciates your referral and will provide expert guidance throughout the process.
Your Goals, Tracie's Mission
Ready to buy or sell? Partner with a trusted advisor who puts your success first.